BOTJ

Bank of the James Financial Group Inc.

Price

$22.12

return (12m)

p/e

12.02

p/bv

1.62

DIVIDEND YIELD

1.52%

BOTJ price

Bank of the James Financial Group

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment BOTJ

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals BOTJ

Valuation

P/E

12.02

Sector -104.25

Industry 11.81

P/BV

1.62

Sector -6.53

Industry 1.73

P/Revenue (PSR)

2.66

Sector 1.24

Industry 1.60

EV/EBITDA

Sector -1,149,559,867.04

Industry 11.26

EV/EBIT

Sector -727.33

Industry 16.73

P/EBITDA

Sector -57.63

Industry 7.22

P/EBIT

Sector -66.84

Industry 7.79

P/Total Assets

0.12

Sector 0.13

Industry 0.51

P/Net Current Assets

-0.13

Sector -661,798.30

Industry -1.40

P/Working Capital

Sector -

Industry -

EPS

2.19

Sector -9,626.57

Industry 11.93

BVPS

16.26

Sector -3,921.12

Industry 63.17

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 2.57%

EBITDA Margin

0.00%

Sector -271.52%

Industry 11.42%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 8.21%

Operating Margin

0.00%

Sector -5.59%

Industry 0.68%

Net Profit Margins

22.13%

Sector -0.39%

Industry 13.29%

Asset Turnover

0.01

Sector 0.00

Industry 0.08

Profitability

ROE

13.46%

Sector -2,931.74%

Industry 15.95%

ROA

1.03%

Sector -1,447.39%

Industry 4.46%

ROIC

0.00%

Sector -11.33%

Industry 1.17%

Dividends

Dividend yield

1.52%

Sector 0.38%

Industry 1.68%

Payout

18.27%

Sector 7.02%

Industry 19.32%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.08

Sector 0.00

Industry 0.27

Liabilities/Assets

0.92

Sector 0.33

Industry 0.68

Growth

5Y Revenue CAGR

5.86%

Sector -

Industry -

5Y Earnings CAGR

7.59%

Sector -

Industry -

FAIR VALUE OF Bank of the James Financial Group ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$22.12

Fair Value

$28.31

Upside Return potential.

27.96%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals BOTJ

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
BOTJ Bank of the James Financial Group Inc.	$22.12	59.28%	1.52%	12.02	1.62	13.46%	22.13%
BWFG Bankwell Financial Group Inc.	$52.64	89.38%	1.33%	12.11	1.54	12.69%	34.43%
LMST Limestone Bancorp Inc.	$0.00	-	0.00%	9.43	1.29	13.69%	33.39%
UNTY Unity Bancorp Inc.	$55.00	41.33%	1.07%	9.89	1.56	15.77%	43.34%
ISTR Investar Holding Corporation	$28.52	86.87%	1.48%	14.56	1.01	6.90%	27.13%
CATC Cambridge Bancorp	$0.00	-	2.73%	8.03	1.10	13.69%	42.70%
MVBF MVB Financial Corp.	$26.32	70.51%	2.30%	13.45	1.15	8.52%	22.48%
CATY Cathay General Bancorp	$53.86	48.56%	2.30%	12.62	1.41	11.13%	39.36%
CBAN Colony Bankcorp Inc.	$21.01	54.14%	2.24%	14.76	1.16	7.84%	21.00%
MYFW First Western Financial Inc.	$26.72	49.02%	0.00%	21.98	1.22	5.56%	14.88%
IBN ICICI Bank Ltd.	$28.31	-8.95%	0.84%	17.46	2.59	14.85%	24.33%
CBFV CB Financial Services Inc.	$36.23	39.25%	2.94%	26.79	1.16	4.32%	15.54%
LOB Live Oak Bancshares Inc.	$36.61	56.49%	0.28%	15.53	1.53	9.85%	22.62%
CBNK Capital Bancorp Inc.	$31.91	23.84%	1.34%	10.40	1.41	13.52%	22.58%
ING ING Group N.V.	$29.38	76.41%	4.16%	12.54	1.56	12.43%	27.73%
ORRF Orrstown Financial Services Inc.	$38.45	51.87%	2.76%	9.28	1.30	14.03%	33.49%
CBSH Commerce Bancshares Inc	$50.68	-4.62%	1.82%	14.74	1.96	13.32%	30.71%
OSBC Old Second Bancorp Inc.	$21.61	51.75%	1.14%	14.28	1.38	9.64%	24.34%
CBTX CBTX Inc.	$0.00	-	1.55%	23.31	1.60	6.88%	22.74%
FULT Fulton Financial Corporation	$21.72	50.14%	3.03%	11.32	1.27	11.22%	29.65%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

BOTJ Historical Dividends

current DY: 1.52%

5-year average DY: 2.40%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	02/17/2026	03/06/2026	0.10000000
Dividends	11/21/2025	12/05/2025	0.10000000
Dividends	09/12/2025	09/26/2025	0.10000000
Dividends	06/06/2025	06/20/2025	0.10000000
Dividends	03/07/2025	03/21/2025	0.10000000
Dividends	11/22/2024	12/06/2024	0.10000000
Dividends	09/06/2024	09/20/2024	0.10000000
Dividends	06/07/2024	06/21/2024	0.10000000
Dividends	03/01/2024	03/15/2024	0.10000000
Dividends	11/24/2023	12/08/2023	0.08000000
Dividends	09/01/2023	09/15/2023	0.08000000
Dividends	06/02/2023	06/16/2023	0.08000000
Dividends	03/03/2023	03/17/2023	0.08000000
Dividends	11/25/2022	12/09/2022	0.08000000
Dividends	09/02/2022	09/16/2022	0.07000000
Dividends	06/03/2022	06/17/2022	0.07000000
Dividends	03/04/2022	03/18/2022	0.07000000
Dividends	11/26/2021	12/10/2021	0.07000000
Dividends	09/03/2021	09/17/2021	0.07000000
Dividends	06/04/2021	06/18/2021	0.06363636
Dividends	03/05/2021	03/19/2021	0.06363636
Dividends	11/27/2020	12/11/2020	0.06363636
Dividends	09/04/2020	09/18/2020	0.06363636
Dividends	06/05/2020	06/19/2020	0.06363636
Dividends	03/06/2020	03/20/2020	0.06363636
Dividends	12/09/2019	12/23/2019	0.03636364
Dividends	11/29/2019	12/13/2019	0.05454545
Dividends	09/06/2019	09/20/2019	0.05454545
Dividends	06/07/2019	06/21/2019	0.05454545
Dividends	03/08/2019	03/22/2019	0.05454545
Dividends	11/30/2018	12/14/2018	0.05454545
Dividends	09/07/2018	09/21/2018	0.05454545
Dividends	06/08/2018	06/22/2018	0.05454545
Dividends	03/09/2018	03/23/2018	0.05454545
Dividends	12/01/2017	12/15/2017	0.05454545
Dividends	09/08/2017	09/22/2017	0.05454545
Dividends	06/09/2017	06/23/2017	0.05454545
Dividends	03/10/2017	03/24/2017	0.05454545
Dividends	12/02/2016	12/16/2016	0.05454545
Dividends	09/09/2016	09/23/2016	0.05454545
Dividends	06/10/2016	06/24/2016	0.05454545
Dividends	03/11/2016	03/25/2016	0.05454545
Dividends	12/04/2015	12/18/2015	0.05454545
Dividends	09/11/2015	09/25/2015	0.05454545
Dividends	06/12/2015	06/26/2015	0.04545455
Dividends	03/13/2015	03/27/2015	0.04545455
Dividends	12/12/2014	12/26/2014	0.04545455
Dividends	09/19/2014	10/03/2014	0.04545455
Dividends	06/19/2014	07/03/2014	0.04545455

ABOUT Bank of the James Financial Group

Bank of the James Financial Group Inc.

Average Investor10 user rating

4.0 (0 people)

States of America

23 years

Founded: 2003

2000

Time since IPO - 26 years

146

Employees

Bank of the James Financial Group Inc. (States of America) is listed on the Nasdaq and has a market capitalization of $131.45 million, with shareholders equity totaling $81.28 million.

The company employs approximately 146 people and operates in the Financial sector, within the Bancos industry.

Over the past 12 months, Bank of the James Financial Group Inc. reported $49.44 million in revenue, generating net income of $10.94 million.

Key financial metrics include a P/E ratio of 12.02, a price-to-book (P/B) ratio of 1.62, and a trailing twelve-month dividend yield of 1.52%.

The company trades under the ticker BOTJ.

Market cap

$131.45 million

Net worth

$81.28 million

$81,280,000.00

Assets

$1.06 billion

$1,061,190,000.00

Total Shares Outstanding

5.00 million

5,000,000

Average Daily Trading Volume

$22.04 Thousand

$22,036.00

Sector

Financial

Industry

Bancos

BOTJ

BOTJ revenue and profits

Financial Results BOTJ

DRAG THE FRAME TO SEE MORE DATA

BOTJ cash flow

DRAG THE FRAME TO SEE MORE DATA

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