LSBK

Lake Shore Bancorp Inc.

Price

$15.60

return (12m)

p/e

14.77

p/bv

0.84

DIVIDEND YIELD

2.10%

LSBK price

Lake Shore Bancorp

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment LSBK

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals LSBK

Valuation

P/E

14.77

Sector -104.25

Industry 13.86

P/BV

0.84

Sector -6.53

Industry 1.05

P/Revenue (PSR)

4.14

Sector 1.24

Industry 3.31

EV/EBITDA

Sector -1,149,559,867.04

Industry -

EV/EBIT

Sector -727.33

Industry -2,063.44

P/EBITDA

Sector -57.63

Industry 1.53

P/EBIT

Sector -66.84

Industry 2.37

P/Total Assets

0.17

Sector 0.13

Industry 0.13

P/Net Current Assets

-0.21

Sector -661,798.30

Industry -0.18

P/Working Capital

Sector -

Industry -

EPS

1.16

Sector -9,626.57

Industry 1.67

BVPS

20.34

Sector -3,921.12

Industry 22.91

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 5.06%

EBITDA Margin

0.00%

Sector -271.52%

Industry 0.53%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 0.94%

Operating Margin

0.00%

Sector -5.59%

Industry 1.23%

Net Profit Margins

28.02%

Sector -0.39%

Industry 24.18%

Asset Turnover

0.01

Sector 0.00

Industry 0.01

Profitability

ROE

5.71%

Sector -2,931.74%

Industry 7.33%

ROA

1.13%

Sector -1,447.39%

Industry 0.85%

ROIC

0.00%

Sector -11.33%

Industry -

Dividends

Dividend yield

2.10%

Sector 0.38%

Industry 1.31%

Payout

31.02%

Sector 7.02%

Industry 17.83%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -1,683.89

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.20

Sector 0.00

Industry 0.12

Liabilities/Assets

0.80

Sector 0.33

Industry 0.81

Growth

5Y Revenue CAGR

2.88%

Sector -

Industry -

5Y Earnings CAGR

5.60%

Sector -

Industry -

FAIR VALUE OF Lake Shore Bancorp ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$15.60

Fair Value

$23.04

Upside Return potential.

47.70%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals LSBK

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
LSBK Lake Shore Bancorp Inc.	$15.60	56.13%	2.10%	14.77	0.84	5.71%	28.02%
HFBL Home Federal Bancorp Inc. of Louisiana	$18.97	48.00%	2.35%	11.64	1.19	10.22%	25.28%
HIFS Hingham Institution for Savings	$304.15	39.81%	1.09%	11.73	1.22	10.42%	50.64%
ESBK Elmira Savings Bank	$0.00	-	0.00%	17.81	0.00	0.00%	0.00%
HMNF HMN Financial Inc.	$0.00	-	1.29%	21.37	1.01	4.75%	12.50%
BCOW 1895 Bancorp of Wisconsin Inc.	$11.00	12.82%	0.00%	45.85	1.23	2.69%	10.61%
GCBC Greene County Bancorp Inc.	$23.48	10.59%	1.22%	14.33	2.09	14.58%	44.29%
CFBK CF Bankshares Inc.	$29.16	48.24%	1.04%	10.85	1.04	9.60%	29.81%
CFFN Capitol Federal Financial Inc.	$7.62	60.97%	4.46%	14.13	1.07	7.57%	35.78%
GFED Guaranty Federal Bancshares Inc.	$0.00	-	1.91%	12.99	1.42	10.91%	22.01%
RBKB Rhinebeck Bancorp Inc.	$15.64	56.56%	0.00%	18.81	1.35	7.20%	18.76%
UWMC UWM Holdings Corporation	$3.72	-7.37%	19.44%	9.05	0.38	4.15%	3.29%
MBIN Merchants Bancorp	$47.52	53.19%	0.84%	10.05	0.98	9.80%	32.32%
MBINN Merchants Bancorp	$20.50	18.69%	7.39%	4.09	0.40	9.80%	16.67%
TFSL TFS Financial Corporation	$14.73	36.15%	6.43%	52.59	2.54	4.84%	27.65%
HVBC HV Bancorp Inc.	$0.00	-	0.00%	33.19	1.71	5.16%	8.44%
PCSB PCSB Financial Corporation	$0.00	-	1.42%	16.98	0.97	5.71%	25.36%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

LSBK Historical Dividends

current DY: 2.10%

5-year average DY: 2.55%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	02/02/2026	02/11/2026	0.09000000
Dividends	11/03/2025	11/12/2025	0.09000000
Dividends	08/04/2025	08/13/2025	0.09000000
Dividends	02/10/2025	02/14/2025	0.18000000
Dividends	11/04/2024	11/08/2024	0.18000000
Dividends	08/12/2024	08/16/2024	0.18000000
Dividends	05/06/2024	05/10/2024	0.18000000
Dividends	11/04/2022	11/18/2022	0.18000000
Dividends	08/02/2022	08/19/2022	0.18000000
Dividends	05/09/2022	05/23/2022	0.16000000
Dividends	02/24/2022	03/17/2022	0.16000000
Dividends	11/09/2021	11/19/2021	0.14000000
Dividends	08/06/2021	08/20/2021	0.14000000
Dividends	05/10/2021	05/21/2021	0.13000000
Dividends	02/26/2021	03/15/2021	0.13000000
Dividends	11/05/2020	11/19/2020	0.13000000
Dividends	08/06/2020	08/20/2020	0.12000000
Dividends	05/07/2020	05/22/2020	0.12000000
Dividends	02/24/2020	03/16/2020	0.12000000
Dividends	11/07/2019	11/21/2019	0.12000000
Dividends	08/05/2019	08/16/2019	0.12000000
Dividends	05/06/2019	05/20/2019	0.12000000
Dividends	02/21/2019	03/15/2019	0.12000000
Dividends	11/06/2018	11/19/2018	0.10000000
Dividends	08/07/2018	08/21/2018	0.10000000
Dividends	05/07/2018	05/21/2018	0.10000000
Dividends	02/27/2018	03/15/2018	0.10000000
Dividends	11/06/2017	11/20/2017	0.08000000
Dividends	08/10/2017	08/24/2017	0.08000000
Dividends	05/11/2017	05/24/2017	0.08000000
Dividends	02/23/2017	03/13/2017	0.08000000
Dividends	11/10/2016	11/21/2016	0.07000000
Dividends	08/11/2016	08/22/2016	0.07000000
Dividends	05/09/2016	05/20/2016	0.07000000
Dividends	02/26/2016	03/10/2016	0.07000000
Dividends	11/09/2015	11/19/2015	0.07000000
Dividends	08/03/2015	08/18/2015	0.07000000
Dividends	05/08/2015	05/22/2015	0.07000000
Dividends	02/19/2015	03/10/2015	0.07000000
Dividends	11/04/2014	11/18/2014	0.07000000
Dividends	08/06/2014	08/19/2014	0.07000000
Dividends	05/06/2014	05/21/2014	0.07000000
Dividends	02/18/2014	03/18/2014	0.07000000
Dividends	11/05/2013	11/19/2013	0.07000000
Dividends	08/06/2013	08/20/2013	0.07000000
Dividends	05/07/2013	05/21/2013	0.07000000
Dividends	03/11/2013	03/29/2013	0.07000000
Dividends	11/06/2012	11/20/2012	0.04000000
Dividends	08/06/2012	08/22/2012	0.07000000
Dividends	05/07/2012	05/22/2012	0.07000000
Dividends	02/08/2012	02/22/2012	0.07000000
Dividends	11/07/2011	11/22/2011	0.07000000
Dividends	08/29/2011	09/22/2011	0.07000000
Dividends	05/09/2011	05/24/2011	0.07000000
Dividends	02/07/2011	02/22/2011	0.07000000
Dividends	11/08/2010	11/22/2010	0.06000000
Dividends	08/09/2010	08/24/2010	0.06000000
Dividends	05/10/2010	05/24/2010	0.06000000
Dividends	02/08/2010	02/23/2010	0.06000000
Dividends	10/30/2009	11/13/2009	0.05000000
Dividends	07/31/2009	08/14/2009	0.05000000
Dividends	05/02/2009	05/15/2009	0.05000000
Dividends	01/30/2009	02/13/2009	0.05000000
Dividends	10/30/2008	11/14/2008	0.05000000
Dividends	08/04/2008	08/15/2008	0.05000000
Dividends	05/02/2008	05/15/2008	0.05000000
Dividends	02/04/2008	02/15/2008	0.04000000
Dividends	11/02/2007	11/16/2007	0.04000000
Dividends	08/03/2007	08/15/2007	0.03000000
Dividends	05/04/2007	05/15/2007	0.03000000
Dividends	02/02/2007	02/15/2007	0.03000000
Dividends	11/03/2006	11/15/2006	0.03000000

ABOUT Lake Shore Bancorp

Lake Shore Bancorp Inc.

Average Investor10 user rating

4.0 (0 people)

States of America

20 years

Founded: 2006

2006

Time since IPO - 20 years

118

Employees

Lake Shore Bancorp Inc. (States of America) is listed on the Nasdaq and has a market capitalization of $120.05 million, with shareholders equity totaling $142.38 million.

The company employs approximately 118 people and operates in the Financial sector, within the Serviços de Poupança e Hipoteca industry.

Over the past 12 months, Lake Shore Bancorp Inc. reported $29.01 million in revenue, generating net income of $8.13 million.

Key financial metrics include a P/E ratio of 14.77, a price-to-book (P/B) ratio of 0.84, and a trailing twelve-month dividend yield of 2.10%.

The company trades under the ticker LSBK.

Market cap

$120.05 million

Net worth

$142.38 million

$142,380,000.00

Assets

$722.01 million

$722,010,000.00

Total Shares Outstanding

7.00 million

7,000,000

Average Daily Trading Volume

$9.94 Thousand

$9,938.54

Sector

Financial

Industry

Serviços de Poupança e Hipoteca

LSBK

LSBK revenue and profits

Financial Results LSBK

DRAG THE FRAME TO SEE MORE DATA

LSBK cash flow

DRAG THE FRAME TO SEE MORE DATA

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P/E

10.24

0.00%

ROE

9.94%

P/BV

1.02

BRK-B - Berkshire Hathaway

$477.54 --0,86% (12M)

P/E

14.69

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ROE

9.94%

P/BV

1.46

JPM - JPMorgan

$311.12 6,33% (12M)

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14.19

1.72%

ROE

17.37%

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SNEX - StoneX Group

$102.23 62,13% (12M)

P/E

26.17

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ROE

17.13%

P/BV

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LYG - Lloyds Banking Group

$5.60 38,66% (12M)

P/E

1.68

3.34%

ROE

15.64%

P/BV

0.26

BAC - Bank of America

$53.35 12,44% (12M)

P/E

13.10

1.82%

ROE

11.18%

P/BV

1.46

AEG - Aegon

$8.04 19,09% (12M)

P/E

3.70

5.10%

ROE

33.99%

P/BV

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C - Citigroup

$129.58 40,27% (12M)

P/E

12.45

1.84%

ROE

8.32%

P/BV

1.04