MCBS

MetroCity Bankshares Inc.

Price

$31.27

return (12m)

p/e

14.20

p/bv

1.91

DIVIDEND YIELD

2.85%

MCBS price

MetroCity Bankshares

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment MCBS

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals MCBS

Valuation

P/E

14.20

Sector -104.25

Industry 11.81

P/BV

1.91

Sector -6.53

Industry 1.73

P/Revenue (PSR)

6.29

Sector 1.24

Industry 1.60

EV/EBITDA

Sector -1,149,559,867.04

Industry 11.26

EV/EBIT

Sector -727.33

Industry 16.73

P/EBITDA

Sector -57.63

Industry 7.22

P/EBIT

Sector -66.84

Industry 7.79

P/Total Assets

0.23

Sector 0.13

Industry 0.51

P/Net Current Assets

-0.26

Sector -661,798.30

Industry -1.40

P/Working Capital

Sector -

Industry -

EPS

2.57

Sector -9,626.57

Industry 11.93

BVPS

19.11

Sector -3,921.12

Industry 63.17

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 2.57%

EBITDA Margin

0.00%

Sector -271.52%

Industry 11.42%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 8.21%

Operating Margin

0.00%

Sector -5.59%

Industry 0.68%

Net Profit Margins

44.31%

Sector -0.39%

Industry 13.29%

Asset Turnover

0.01

Sector 0.00

Industry 0.08

Profitability

ROE

13.45%

Sector -2,931.74%

Industry 15.95%

ROA

1.59%

Sector -1,447.39%

Industry 4.46%

ROIC

0.00%

Sector -11.33%

Industry 1.17%

Dividends

Dividend yield

2.85%

Sector 0.38%

Industry 1.68%

Payout

40.47%

Sector 7.02%

Industry 19.32%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.12

Sector 0.00

Industry 0.27

Liabilities/Assets

0.88

Sector 0.33

Industry 0.68

Growth

5Y Revenue CAGR

4.56%

Sector -

Industry -

5Y Earnings CAGR

3.86%

Sector -

Industry -

FAIR VALUE OF MetroCity Bankshares ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$31.27

Fair Value

$33.24

Upside Return potential.

6.32%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals MCBS

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
MCBS MetroCity Bankshares Inc.	$31.27	25.39%	2.85%	14.20	1.91	13.45%	44.31%
BWFG Bankwell Financial Group Inc.	$52.64	89.38%	1.33%	12.11	1.54	12.69%	34.43%
LMST Limestone Bancorp Inc.	$0.00	-	0.00%	9.43	1.29	13.69%	33.39%
UNTY Unity Bancorp Inc.	$55.00	41.33%	1.07%	9.89	1.56	15.77%	43.34%
ISTR Investar Holding Corporation	$28.52	86.87%	1.48%	14.56	1.01	6.90%	27.13%
CATC Cambridge Bancorp	$0.00	-	2.73%	8.03	1.10	13.69%	42.70%
MVBF MVB Financial Corp.	$26.32	70.51%	2.30%	13.45	1.15	8.52%	22.48%
CATY Cathay General Bancorp	$53.86	48.56%	2.30%	12.62	1.41	11.13%	39.36%
CBAN Colony Bankcorp Inc.	$21.01	54.14%	2.24%	14.76	1.16	7.84%	21.00%
MYFW First Western Financial Inc.	$26.72	49.02%	0.00%	21.98	1.22	5.56%	14.88%
IBN ICICI Bank Ltd.	$28.31	-8.95%	0.84%	17.46	2.59	14.85%	24.33%
CBFV CB Financial Services Inc.	$36.23	39.25%	2.94%	26.79	1.16	4.32%	15.54%
LOB Live Oak Bancshares Inc.	$36.61	56.49%	0.28%	15.53	1.53	9.85%	22.62%
CBNK Capital Bancorp Inc.	$31.91	23.84%	1.34%	10.40	1.41	13.52%	22.58%
ING ING Group N.V.	$29.38	76.41%	4.16%	12.54	1.56	12.43%	27.73%
ORRF Orrstown Financial Services Inc.	$38.45	51.87%	2.76%	9.28	1.30	14.03%	33.49%
CBSH Commerce Bancshares Inc	$50.68	-4.62%	1.82%	14.74	1.96	13.32%	30.71%
OSBC Old Second Bancorp Inc.	$21.61	51.75%	1.14%	14.28	1.38	9.64%	24.34%
CBTX CBTX Inc.	$0.00	-	1.55%	23.31	1.60	6.88%	22.74%
FULT Fulton Financial Corporation	$21.72	50.14%	3.03%	11.32	1.27	11.22%	29.65%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

MCBS Historical Dividends

current DY: 2.85%

5-year average DY: 2.80%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	02/04/2026	02/13/2026	0.25000000
Dividends	10/29/2025	11/07/2025	0.25000000
Dividends	07/30/2025	08/08/2025	0.25000000
Dividends	04/30/2025	05/09/2025	0.23000000
Dividends	01/29/2025	02/07/2025	0.23000000
Dividends	10/30/2024	11/08/2024	0.23000000
Dividends	07/31/2024	08/09/2024	0.20000000
Dividends	05/01/2024	05/10/2024	0.20000000
Dividends	01/31/2024	02/09/2024	0.20000000
Dividends	11/01/2023	11/10/2023	0.18000000
Dividends	08/03/2023	08/11/2023	0.18000000
Dividends	05/03/2023	05/12/2023	0.18000000
Dividends	02/01/2023	02/10/2023	0.18000000
Dividends	11/02/2022	11/10/2022	0.15000000
Dividends	05/04/2022	05/13/2022	0.15000000
Dividends	02/02/2022	02/11/2022	0.15000000
Dividends	11/03/2021	11/12/2021	0.14000000
Dividends	08/03/2021	08/12/2021	0.12000000
Dividends	05/04/2021	05/13/2021	0.10000000
Dividends	02/03/2021	02/12/2021	0.10000000
Dividends	11/04/2020	11/13/2020	0.09000000
Dividends	07/31/2020	08/07/2020	0.09000000
Dividends	05/01/2020	05/08/2020	0.11000000
Dividends	01/31/2020	02/07/2020	0.11000000
Dividends	11/01/2019	11/08/2019	0.11000000

ABOUT MetroCity Bankshares

MetroCity Bankshares Inc.

Average Investor10 user rating

4.0 (0 people)

States of America

12 years

Founded: 2014

2016

Time since IPO - 10 years

211

Employees

MetroCity Bankshares Inc. (States of America) is listed on the Nasdaq and has a market capitalization of $1.06 billion, with shareholders equity totaling $554.16 million.

The company employs approximately 211 people and operates in the Financial sector, within the Bancos industry.

Over the past 12 months, MetroCity Bankshares Inc. reported $168.25 million in revenue, generating net income of $74.55 million.

Key financial metrics include a P/E ratio of 14.20, a price-to-book (P/B) ratio of 1.91, and a trailing twelve-month dividend yield of 2.85%.

The company trades under the ticker MCBS.

Market cap

$1.06 billion

Net worth

$554.16 million

$554,160,000.00

Assets

$4.69 billion

$4,688,350,000.00

Total Shares Outstanding

29.00 million

29,000,000

Average Daily Trading Volume

$87.66 Thousand

$87,658.00

Sector

Financial

Industry

Bancos

MCBS

MCBS revenue and profits

Financial Results MCBS

DRAG THE FRAME TO SEE MORE DATA

MCBS cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BRK-A - Berkshire Hathaway

$716,783.00 --0,75% (12M)

P/E

10.24

0.00%

ROE

9.94%

P/BV

1.02

BRK-B - Berkshire Hathaway

$477.54 --0,86% (12M)

P/E

14.69

0.00%

ROE

9.94%

P/BV

1.46

JPM - JPMorgan

$311.12 6,33% (12M)

P/E

14.19

1.72%

ROE

17.37%

P/BV

2.47

SNEX - StoneX Group

$102.23 62,13% (12M)

P/E

26.17

0.00%

ROE

17.13%

P/BV

4.48

LYG - Lloyds Banking Group

$5.60 38,66% (12M)

P/E

1.68

3.34%

ROE

15.64%

P/BV

0.26

BAC - Bank of America

$53.35 12,44% (12M)

P/E

13.10

1.82%

ROE

11.18%

P/BV

1.46

AEG - Aegon

$8.04 19,09% (12M)

P/E

3.70

5.10%

ROE

33.99%

P/BV

1.26

C - Citigroup

$129.58 40,27% (12M)

P/E

12.45

1.84%

ROE

8.32%

P/BV

1.04