NBTB

NBT Bancorp Inc.

Price

$45.19

return (12m)

p/e

14.81

p/bv

1.42

DIVIDEND YIELD

2.83%

NBTB price

NBT Bancorp

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment NBTB

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals NBTB

Valuation

P/E

14.81

Sector -104.25

Industry 13.86

P/BV

1.42

Sector -6.53

Industry 1.05

P/Revenue (PSR)

3.76

Sector 1.24

Industry 3.31

EV/EBITDA

Sector -1,149,559,867.04

Industry -

EV/EBIT

Sector -727.33

Industry -2,063.44

P/EBITDA

Sector -57.63

Industry 1.53

P/EBIT

Sector -66.84

Industry 2.37

P/Total Assets

0.17

Sector 0.13

Industry 0.13

P/Net Current Assets

-0.19

Sector -661,798.30

Industry -0.18

P/Working Capital

Sector -

Industry -

EPS

3.53

Sector -9,626.57

Industry 1.67

BVPS

36.82

Sector -3,921.12

Industry 22.91

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 5.06%

EBITDA Margin

0.00%

Sector -271.52%

Industry 0.53%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 0.94%

Operating Margin

0.00%

Sector -5.59%

Industry 1.23%

Net Profit Margins

25.35%

Sector -0.39%

Industry 24.18%

Asset Turnover

0.01

Sector 0.00

Industry 0.01

Profitability

ROE

9.59%

Sector -2,931.74%

Industry 7.33%

ROA

1.13%

Sector -1,447.39%

Industry 0.85%

ROIC

0.00%

Sector -11.33%

Industry -

Dividends

Dividend yield

2.83%

Sector 0.38%

Industry 1.31%

Payout

41.91%

Sector 7.02%

Industry 17.83%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -1,683.89

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.12

Sector 0.00

Industry 0.12

Liabilities/Assets

0.88

Sector 0.33

Industry 0.81

Growth

5Y Revenue CAGR

8.76%

Sector -

Industry -

5Y Earnings CAGR

3.46%

Sector -

Industry -

FAIR VALUE OF NBT Bancorp ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$45.19

Fair Value

$54.08

Upside Return potential.

19.67%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals NBTB

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
NBTB NBT Bancorp Inc.	$45.19	21.08%	2.83%	14.81	1.42	9.59%	25.35%
BWFG Bankwell Financial Group Inc.	$52.64	89.38%	1.33%	12.11	1.54	12.69%	34.43%
LMST Limestone Bancorp Inc.	$0.00	-	0.00%	9.43	1.29	13.69%	33.39%
UNTY Unity Bancorp Inc.	$55.00	41.33%	1.07%	9.89	1.56	15.77%	43.34%
ISTR Investar Holding Corporation	$28.52	86.87%	1.48%	14.56	1.01	6.90%	27.13%
CATC Cambridge Bancorp	$0.00	-	2.73%	8.03	1.10	13.69%	42.70%
MVBF MVB Financial Corp.	$26.32	70.51%	2.30%	13.45	1.15	8.52%	22.48%
CATY Cathay General Bancorp	$53.86	48.56%	2.30%	12.62	1.41	11.13%	39.36%
CBAN Colony Bankcorp Inc.	$21.01	54.14%	2.24%	14.76	1.16	7.84%	21.00%
MYFW First Western Financial Inc.	$26.72	49.02%	0.00%	21.98	1.22	5.56%	14.88%
IBN ICICI Bank Ltd.	$28.31	-8.95%	0.84%	17.46	2.59	14.85%	24.33%
CBFV CB Financial Services Inc.	$36.23	39.25%	2.94%	26.79	1.16	4.32%	15.54%
LOB Live Oak Bancshares Inc.	$36.61	56.49%	0.28%	15.53	1.53	9.85%	22.62%
CBNK Capital Bancorp Inc.	$31.91	23.84%	1.34%	10.40	1.41	13.52%	22.58%
ING ING Group N.V.	$29.38	76.41%	4.16%	12.54	1.56	12.43%	27.73%
ORRF Orrstown Financial Services Inc.	$38.45	51.87%	2.76%	9.28	1.30	14.03%	33.49%
CBSH Commerce Bancshares Inc	$50.68	-4.62%	1.82%	14.74	1.96	13.32%	30.71%
OSBC Old Second Bancorp Inc.	$21.61	51.75%	1.14%	14.28	1.38	9.64%	24.34%
CBTX CBTX Inc.	$0.00	-	1.55%	23.31	1.60	6.88%	22.74%
FULT Fulton Financial Corporation	$21.72	50.14%	3.03%	11.32	1.27	11.22%	29.65%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

NBTB Historical Dividends

current DY: 2.83%

5-year average DY: 3.12%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	03/02/2026	03/16/2026	0.37000000
Dividends	12/01/2025	12/15/2025	0.37000000
Dividends	09/01/2025	09/15/2025	0.37000000
Dividends	06/02/2025	06/16/2025	0.34000000
Dividends	03/03/2025	03/17/2025	0.34000000
Dividends	12/02/2024	12/16/2024	0.34000000
Dividends	08/30/2024	09/13/2024	0.34000000
Dividends	06/03/2024	06/17/2024	0.32000000
Dividends	03/01/2024	03/15/2024	0.32000000
Dividends	12/01/2023	12/15/2023	0.32000000
Dividends	09/01/2023	09/15/2023	0.32000000
Dividends	06/01/2023	06/15/2023	0.30000000
Dividends	03/01/2023	03/15/2023	0.30000000
Dividends	12/01/2022	12/15/2022	0.30000000
Dividends	09/01/2022	09/15/2022	0.30000000
Dividends	06/01/2022	06/15/2022	0.28000000
Dividends	03/01/2022	03/15/2022	0.28000000
Dividends	12/01/2021	12/15/2021	0.28000000
Dividends	09/01/2021	09/15/2021	0.28000000
Dividends	06/01/2021	06/15/2021	0.27000000
Dividends	03/01/2021	03/15/2021	0.27000000
Dividends	12/01/2020	12/15/2020	0.27000000
Dividends	09/01/2020	09/15/2020	0.27000000
Dividends	06/01/2020	06/15/2020	0.27000000
Dividends	02/28/2020	03/13/2020	0.27000000
Dividends	11/29/2019	12/13/2019	0.27000000
Dividends	08/30/2019	09/13/2019	0.26000000
Dividends	05/31/2019	06/14/2019	0.26000000
Dividends	03/01/2019	03/15/2019	0.26000000
Dividends	11/30/2018	12/14/2018	0.26000000
Dividends	08/31/2018	09/14/2018	0.25000000
Dividends	06/01/2018	06/15/2018	0.25000000
Dividends	03/01/2018	03/15/2018	0.23000000
Dividends	12/01/2017	12/15/2017	0.23000000
Dividends	09/01/2017	09/15/2017	0.23000000
Dividends	06/01/2017	06/15/2017	0.23000000
Dividends	03/01/2017	03/15/2017	0.23000000
Dividends	12/01/2016	12/15/2016	0.23000000
Dividends	09/01/2016	09/15/2016	0.23000000
Dividends	06/01/2016	06/15/2016	0.22000000
Dividends	03/01/2016	03/15/2016	0.22000000
Dividends	12/01/2015	12/15/2015	0.22000000
Dividends	09/01/2015	09/15/2015	0.22000000
Dividends	05/29/2015	06/15/2015	0.22000000
Dividends	02/27/2015	03/13/2015	0.21000000
Dividends	12/01/2014	12/15/2014	0.21000000
Dividends	09/01/2014	09/15/2014	0.21000000
Dividends	05/30/2014	06/13/2014	0.21000000
Dividends	03/01/2014	03/14/2014	0.21000000
Dividends	12/01/2013	12/15/2013	0.21000000
Dividends	09/01/2013	09/15/2013	0.20000000
Dividends	06/01/2013	06/15/2013	0.20000000
Dividends	03/01/2013	03/15/2013	0.20000000
Dividends	12/01/2012	12/15/2012	0.20000000
Dividends	09/01/2012	09/15/2012	0.20000000
Dividends	06/01/2012	06/15/2012	0.20000000
Dividends	03/01/2012	03/15/2012	0.20000000
Dividends	12/01/2011	12/15/2011	0.20000000
Dividends	09/01/2011	09/15/2011	0.20000000
Dividends	06/01/2011	06/15/2011	0.20000000
Dividends	03/01/2011	03/15/2011	0.20000000
Dividends	12/01/2010	12/15/2010	0.20000000
Dividends	09/01/2010	09/15/2010	0.20000000
Dividends	06/01/2010	06/15/2010	0.20000000
Dividends	03/01/2010	03/15/2010	0.20000000
Dividends	12/01/2009	12/15/2009	0.20000000
Dividends	09/01/2009	09/15/2009	0.20000000
Dividends	06/01/2009	06/15/2009	0.20000000
Dividends	03/01/2009	03/15/2009	0.20000000
Dividends	12/01/2008	12/15/2008	0.20000000
Dividends	09/01/2008	09/15/2008	0.20000000
Dividends	06/01/2008	06/15/2008	0.20000000
Dividends	03/01/2008	03/15/2008	0.20000000
Dividends	12/01/2007	12/15/2007	0.20000000
Dividends	09/01/2007	09/15/2007	0.20000000
Dividends	06/01/2007	06/15/2007	0.20000000
Dividends	03/01/2007	03/15/2007	0.19000000
Dividends	12/01/2006	12/15/2006	0.19000000
Dividends	09/01/2006	09/15/2006	0.19000000
Dividends	06/01/2006	06/15/2006	0.19000000
Dividends	03/01/2006	03/15/2006	0.19000000
Dividends	12/01/2005	12/15/2005	0.19000000
Dividends	09/01/2005	09/15/2005	0.19000000
Dividends	06/01/2005	06/15/2005	0.19000000
Dividends	03/01/2005	03/15/2005	0.19000000
Dividends	12/01/2004	12/15/2004	0.19000000
Dividends	09/01/2004	09/15/2004	0.19000000
Dividends	06/01/2004	06/15/2004	0.19000000
Dividends	03/01/2004	03/15/2004	0.17000000
Dividends	12/01/2003	12/15/2003	0.17000000
Dividends	09/01/2003	09/15/2003	0.17000000
Dividends	05/28/2003	06/15/2003	0.17000000
Dividends	02/26/2003	03/15/2003	0.17000000
Dividends	11/26/2002	12/15/2002	0.17000000
Dividends	08/28/2002	09/15/2002	0.17000000
Dividends	05/29/2002	06/15/2002	0.17000000
Dividends	02/27/2002	03/15/2002	0.17000000
Dividends	11/28/2001	12/15/2001	0.17000000
Dividends	08/29/2001	09/15/2001	0.17000000
Dividends	05/30/2001	06/15/2001	0.17000000
Dividends	02/27/2001	03/15/2001	0.17000000
Dividends	11/29/2000	12/15/2000	0.17000000
Dividends	08/30/2000	09/15/2000	0.17000000
Dividends	05/30/2000	06/15/2000	0.17000000
Dividends	02/28/2000	03/15/2000	0.17000000
Dividends	12/01/1999	12/15/1999	0.15420000
Dividends	08/30/1999	09/15/1999	0.16190476
Dividends	05/27/1999	06/15/1999	0.16190476
Dividends	02/25/1999	03/15/1999	0.16190476
Dividends	12/01/1998	12/15/1998	0.16190476
Dividends	08/28/1998	09/15/1998	0.15419501
Dividends	05/28/1998	06/15/1998	0.11564626
Dividends	02/25/1998	03/13/1998	0.11557823
Dividends	12/01/1997	12/15/1997	0.16183673
Dividends	08/28/1997	09/15/1997	0.11007451
Dividends	05/28/1997	06/13/1997	0.09718173
Dividends	02/26/1997	03/14/1997	0.09718173
Dividends	11/29/1996	12/13/1996	0.15004859
Dividends	08/28/1996	09/13/1996	0.08021349
Dividends	05/29/1996	06/14/1996	0.08021349
Dividends	02/28/1996	03/15/1996	0.08021349
Dividends	12/01/1995	12/15/1995	0.12383729
Dividends	08/30/1995	09/15/1995	0.07051735
Dividends	05/25/1995	06/15/1995	0.07051735
Dividends	02/27/1995	03/15/1995	0.07051735
Dividends	12/01/1994	12/15/1994	0.12011456
Dividends	08/26/1994	09/15/1994	0.06441704
Dividends	05/25/1994	06/15/1994	0.06441704
Dividends	02/23/1994	03/15/1994	0.06441704
Dividends	12/01/1993	12/15/1993	0.10924593
Dividends	08/26/1993	09/15/1993	0.06129626
Dividends	05/25/1993	06/15/1993	0.05857791
Dividends	02/23/1993	03/15/1993	0.05857791
Dividends	12/01/1992	12/15/1992	0.09956645
Dividends	09/01/1992	09/15/1992	0.05680374
Dividends	05/26/1992	06/15/1992	0.05690527

ABOUT NBT Bancorp

NBT Bancorp Inc.

Average Investor10 user rating

4.0 (0 people)

States of America

40 years

Founded: 1986

1992

Time since IPO - 34 years

1.812

Employees

NBT Bancorp Inc. (States of America) is listed on the Nasdaq and has a market capitalization of $2.72 billion, with shareholders equity totaling $1.91 billion.

The company employs approximately 1.812 people and operates in the Financial sector, within the Bancos industry.

Over the past 12 months, NBT Bancorp Inc. reported $724.24 million in revenue, generating net income of $183.63 million.

Key financial metrics include a P/E ratio of 14.81, a price-to-book (P/B) ratio of 1.42, and a trailing twelve-month dividend yield of 2.83%.

The company trades under the ticker NBTB.

Market cap

$2.72 billion

Net worth

$1.91 billion

$1,914,400,000.00

Assets

$16.20 billion

$16,204,410,000.00

Total Shares Outstanding

52.00 million

52,000,000

Average Daily Trading Volume

$361.03 Thousand

$361,033.10

Sector

Financial

Industry

Bancos

NBTB

NBTB revenue and profits

Financial Results NBTB

DRAG THE FRAME TO SEE MORE DATA

NBTB cash flow

DRAG THE FRAME TO SEE MORE DATA

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