OPRT

Oportun Financial Corporation

Price

$5.33

return (12m)

p/e

16.66

p/bv

0.75

DIVIDEND YIELD

0.00%

OPRT price

Oportun Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment OPRT

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals OPRT

Valuation

P/E

16.66

Sector -104.25

Industry 13.86

P/BV

0.75

Sector -6.53

Industry 1.05

P/Revenue (PSR)

0.75

Sector 1.24

Industry 3.31

EV/EBITDA

Sector -1,149,559,867.04

Industry -

EV/EBIT

Sector -727.33

Industry -2,063.44

P/EBITDA

Sector -57.63

Industry 1.53

P/EBIT

Sector -66.84

Industry 2.37

P/Total Assets

0.09

Sector 0.13

Industry 0.13

P/Net Current Assets

-0.11

Sector -661,798.30

Industry -0.18

P/Working Capital

Sector -

Industry -

EPS

0.38

Sector -9,626.57

Industry 1.67

BVPS

8.43

Sector -3,921.12

Industry 22.91

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 5.06%

EBITDA Margin

0.00%

Sector -271.52%

Industry 0.53%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 0.94%

Operating Margin

0.00%

Sector -5.59%

Industry 1.23%

Net Profit Margins

4.52%

Sector -0.39%

Industry 24.18%

Asset Turnover

0.03

Sector 0.00

Industry 0.01

Profitability

ROE

4.50%

Sector -2,931.74%

Industry 7.33%

ROA

0.56%

Sector -1,447.39%

Industry 0.85%

ROIC

0.00%

Sector -11.33%

Industry -

Dividends

Dividend yield

0.00%

Sector 0.38%

Industry 1.31%

Payout

0.00%

Sector 7.02%

Industry 17.83%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -1,683.89

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.13

Sector 0.00

Industry 0.12

Liabilities/Assets

0.87

Sector 0.33

Industry 0.81

Growth

5Y Revenue CAGR

-5.73%

Sector -

Industry -

5Y Earnings CAGR

-17.77%

Sector -

Industry -

FAIR VALUE OF Oportun Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$5.33

Fair Value

$8.49

Upside Return potential.

59.28%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals OPRT

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
OPRT Oportun Financial Corporation	$5.33	26.30%	0.00%	16.66	0.75	4.50%	4.52%
PAGS Pagbank - Pagseguro Digital LTD	$10.90	40.91%	6.79%	6.42	0.92	14.28%	10.41%
MA Mastercard Incorporated	$513.14	1.43%	0.60%	30.94	71.66	231.63%	45.88%
PYPL Paypal Holdings INC	$47.98	-23.34%	0.74%	10.23	2.58	25.26%	15.00%
QFIN 360 DigiTech Inc.	$13.99	-57.24%	12.22%	2.15	0.43	20.23%	33.54%
JSM Navient Corporation	$18.28	18.50%	8.10%	33.84	0.73	2.16%	1.37%
NETE Net Element Inc.	$0.00	-	0.00%	65.95	19.19	29.10%	0.83%
IX ORIX Corp.	$31.76	75.81%	2.06%	14.29	1.47	10.32%	20.82%
EZPW EZCORP Inc.	$29.69	89.59%	0.00%	13.61	1.75	12.84%	9.93%
ADS Alliance Data Systems Corporation	$0.00	-	0.74%	3.55	1.36	38.40%	21.91%
FCFS FirstCash Inc.	$202.84	70.01%	0.79%	26.43	4.08	15.43%	9.14%
SYF Synchrony Financial	$75.56	66.80%	1.63%	7.01	1.53	21.85%	24.06%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

OPRT Historical Dividends

current DY: 0.00%

5-year average DY: 0.00%

no dividend paid in the period.

ABOUT Oportun Financial

Oportun Financial Corporation

Average Investor10 user rating

4.0 (0 people)

States of America

15 years

Founded: 2011

2019

Time since IPO - 7 years

3.279

Employees

Oportun Financial Corporation (States of America) is listed on the Nasdaq and has a market capitalization of $297.04 million, with shareholders equity totaling $396.28 million.

The company employs approximately 3.279 people and operates in the Financial sector, within the Serviços financeiros ao consumidor industry.

Over the past 12 months, Oportun Financial Corporation reported $394.90 million in revenue, generating net income of $17.83 million.

Key financial metrics include a P/E ratio of 16.66, a price-to-book (P/B) ratio of 0.75, and a trailing twelve-month dividend yield of 0.00%.

The company trades under the ticker OPRT.

Market cap

$297.04 million

Net worth

$396.28 million

$396,280,000.00

Assets

$3.17 billion

$3,167,540,000.00

Total Shares Outstanding

47.00 million

47,000,000

Average Daily Trading Volume

$551.54 Thousand

$551,536.00

Sector

Financial

Industry

Serviços financeiros ao consumidor

OPRT

OPRT revenue and profits

Financial Results OPRT

DRAG THE FRAME TO SEE MORE DATA

OPRT cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BRK-A - Berkshire Hathaway

$716,783.00 --0,75% (12M)

P/E

10.24

0.00%

ROE

9.94%

P/BV

1.02

BRK-B - Berkshire Hathaway

$477.54 --0,86% (12M)

P/E

14.69

0.00%

ROE

9.94%

P/BV

1.46

JPM - JPMorgan

$311.12 6,33% (12M)

P/E

14.19

1.72%

ROE

17.37%

P/BV

2.47

SNEX - StoneX Group

$102.23 62,13% (12M)

P/E

26.17

0.00%

ROE

17.13%

P/BV

4.48

LYG - Lloyds Banking Group

$5.60 38,66% (12M)

P/E

1.68

3.34%

ROE

15.64%

P/BV

0.26

BAC - Bank of America

$53.35 12,44% (12M)

P/E

13.10

1.82%

ROE

11.18%

P/BV

1.46

AEG - Aegon

$8.04 19,09% (12M)

P/E

3.70

5.10%

ROE

33.99%

P/BV

1.26

C - Citigroup

$129.58 40,27% (12M)

P/E

12.45

1.84%

ROE

8.32%

P/BV

1.04