PROV

Provident Financial Holdings Inc.

Price

$17.17

return (12m)

p/e

16.97

p/bv

0.82

DIVIDEND YIELD

3.25%

PROV price

Provident Financial Holdings

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment PROV

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals PROV

Valuation

P/E

16.97

Sector -104.25

Industry 11.81

P/BV

0.82

Sector -6.53

Industry 1.73

P/Revenue (PSR)

2.64

Sector 1.24

Industry 1.60

EV/EBITDA

Sector -1,149,559,867.04

Industry 11.26

EV/EBIT

Sector -727.33

Industry 16.73

P/EBITDA

Sector -57.63

Industry 7.22

P/EBIT

Sector -66.84

Industry 7.79

P/Total Assets

0.09

Sector 0.13

Industry 0.51

P/Net Current Assets

-0.09

Sector -661,798.30

Industry -1.40

P/Working Capital

Sector -

Industry -

EPS

1.02

Sector -9,626.57

Industry 11.93

BVPS

21.10

Sector -3,921.12

Industry 63.17

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 2.57%

EBITDA Margin

0.00%

Sector -271.52%

Industry 11.42%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 8.21%

Operating Margin

0.00%

Sector -5.59%

Industry 0.68%

Net Profit Margins

15.55%

Sector -0.39%

Industry 13.29%

Asset Turnover

0.01

Sector 0.00

Industry 0.08

Profitability

ROE

4.82%

Sector -2,931.74%

Industry 15.95%

ROA

0.50%

Sector -1,447.39%

Industry 4.46%

ROIC

0.00%

Sector -11.33%

Industry 1.17%

Dividends

Dividend yield

3.25%

Sector 0.38%

Industry 1.68%

Payout

55.15%

Sector 7.02%

Industry 19.32%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.10

Sector 0.00

Industry 0.27

Liabilities/Assets

0.90

Sector 0.33

Industry 0.68

Growth

5Y Revenue CAGR

2.15%

Sector -

Industry -

5Y Earnings CAGR

-9.10%

Sector -

Industry -

FAIR VALUE OF Provident Financial Holdings ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$17.17

Fair Value

$22.01

Upside Return potential.

28.16%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals PROV

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
PROV Provident Financial Holdings Inc.	$17.17	27.13%	3.25%	16.97	0.82	4.82%	15.55%
BWFG Bankwell Financial Group Inc.	$52.64	89.38%	1.33%	12.11	1.54	12.69%	34.43%
LMST Limestone Bancorp Inc.	$0.00	-	0.00%	9.43	1.29	13.69%	33.39%
UNTY Unity Bancorp Inc.	$55.00	41.33%	1.07%	9.89	1.56	15.77%	43.34%
ISTR Investar Holding Corporation	$28.52	86.87%	1.48%	14.56	1.01	6.90%	27.13%
CATC Cambridge Bancorp	$0.00	-	2.73%	8.03	1.10	13.69%	42.70%
MVBF MVB Financial Corp.	$26.32	70.51%	2.30%	13.45	1.15	8.52%	22.48%
CATY Cathay General Bancorp	$53.86	48.56%	2.30%	12.62	1.41	11.13%	39.36%
CBAN Colony Bankcorp Inc.	$21.01	54.14%	2.24%	14.76	1.16	7.84%	21.00%
MYFW First Western Financial Inc.	$26.72	49.02%	0.00%	21.98	1.22	5.56%	14.88%
IBN ICICI Bank Ltd.	$28.31	-8.95%	0.84%	17.46	2.59	14.85%	24.33%
CBFV CB Financial Services Inc.	$36.23	39.25%	2.94%	26.79	1.16	4.32%	15.54%
LOB Live Oak Bancshares Inc.	$36.61	56.49%	0.28%	15.53	1.53	9.85%	22.62%
CBNK Capital Bancorp Inc.	$31.91	23.84%	1.34%	10.40	1.41	13.52%	22.58%
ING ING Group N.V.	$29.38	76.41%	4.16%	12.54	1.56	12.43%	27.73%
ORRF Orrstown Financial Services Inc.	$38.45	51.87%	2.76%	9.28	1.30	14.03%	33.49%
CBSH Commerce Bancshares Inc	$50.68	-4.62%	1.82%	14.74	1.96	13.32%	30.71%
OSBC Old Second Bancorp Inc.	$21.61	51.75%	1.14%	14.28	1.38	9.64%	24.34%
CBTX CBTX Inc.	$0.00	-	1.55%	23.31	1.60	6.88%	22.74%
FULT Fulton Financial Corporation	$21.72	50.14%	3.03%	11.32	1.27	11.22%	29.65%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

PROV Historical Dividends

current DY: 3.25%

5-year average DY: 4.18%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	02/12/2026	03/05/2026	0.14000000
Dividends	11/13/2025	12/04/2025	0.14000000
Dividends	08/14/2025	09/04/2025	0.14000000
Dividends	05/15/2025	06/05/2025	0.14000000
Dividends	02/13/2025	03/06/2025	0.14000000
Dividends	11/14/2024	12/05/2024	0.14000000
Dividends	08/15/2024	09/05/2024	0.14000000
Dividends	05/16/2024	06/06/2024	0.14000000
Dividends	02/15/2024	03/07/2024	0.14000000
Dividends	11/16/2023	12/07/2023	0.14000000
Dividends	08/17/2023	09/07/2023	0.14000000
Dividends	05/18/2023	06/08/2023	0.14000000
Dividends	02/14/2023	03/07/2023	0.14000000
Dividends	11/17/2022	12/08/2022	0.14000000
Dividends	08/18/2022	09/08/2022	0.14000000
Dividends	05/19/2022	06/09/2022	0.14000000
Dividends	02/15/2022	03/08/2022	0.14000000
Dividends	11/18/2021	12/09/2021	0.14000000
Dividends	08/12/2021	09/02/2021	0.14000000
Dividends	05/18/2021	06/08/2021	0.14000000
Dividends	02/18/2021	03/11/2021	0.14000000
Dividends	11/19/2020	12/10/2020	0.14000000
Dividends	08/20/2020	09/10/2020	0.14000000
Dividends	05/21/2020	06/11/2020	0.14000000
Dividends	02/18/2020	03/10/2020	0.14000000
Dividends	11/20/2019	12/11/2019	0.14000000
Dividends	08/20/2019	09/10/2019	0.14000000
Dividends	05/21/2019	06/11/2019	0.14000000
Dividends	02/19/2019	03/12/2019	0.14000000
Dividends	11/15/2018	12/06/2018	0.14000000
Dividends	08/21/2018	09/11/2018	0.14000000
Dividends	05/17/2018	06/07/2018	0.14000000
Dividends	02/20/2018	03/13/2018	0.14000000
Dividends	11/14/2017	12/05/2017	0.14000000
Dividends	08/21/2017	09/11/2017	0.14000000
Dividends	05/19/2017	06/09/2017	0.13000000
Dividends	02/15/2017	03/08/2017	0.13000000
Dividends	11/15/2016	12/06/2016	0.13000000
Dividends	08/15/2016	09/05/2016	0.13000000
Dividends	05/17/2016	06/07/2016	0.12000000
Dividends	02/16/2016	03/08/2016	0.12000000
Dividends	11/12/2015	12/03/2015	0.12000000
Dividends	08/11/2015	09/01/2015	0.12000000
Dividends	05/19/2015	06/09/2015	0.12000000
Dividends	02/18/2015	03/12/2015	0.11000000
Dividends	11/20/2014	12/12/2014	0.11000000
Dividends	08/12/2014	09/03/2014	0.11000000
Dividends	05/20/2014	06/11/2014	0.10000000
Dividends	02/19/2014	03/10/2014	0.10000000
Dividends	11/21/2013	12/10/2013	0.10000000
Dividends	08/21/2013	09/10/2013	0.10000000
Dividends	05/22/2013	06/11/2013	0.07000000
Dividends	02/13/2013	03/05/2013	0.07000000
Dividends	11/21/2012	12/11/2012	0.05000000
Dividends	08/15/2012	09/05/2012	0.05000000
Dividends	05/11/2012	06/01/2012	0.04000000
Dividends	02/15/2012	03/09/2012	0.04000000
Dividends	11/18/2011	12/12/2011	0.03000000
Dividends	08/19/2011	09/16/2011	0.03000000
Dividends	05/27/2011	06/24/2011	0.01000000
Dividends	02/25/2011	03/23/2011	0.01000000
Dividends	11/26/2010	12/23/2010	0.01000000
Dividends	08/27/2010	09/21/2010	0.01000000
Dividends	05/24/2010	06/15/2010	0.01000000
Dividends	02/25/2010	03/23/2010	0.01000000
Dividends	11/20/2009	12/16/2009	0.01000000
Dividends	08/17/2009	09/11/2009	0.01000000
Dividends	05/21/2009	06/12/2009	0.03000000
Dividends	02/10/2009	03/06/2009	0.03000000
Dividends	11/21/2008	12/16/2008	0.05000000
Dividends	08/25/2008	09/19/2008	0.05000000
Dividends	05/19/2008	06/13/2008	0.10000000
Dividends	02/25/2008	03/21/2008	0.18000000
Dividends	11/19/2007	12/14/2007	0.18000000
Dividends	08/20/2007	09/10/2007	0.18000000
Dividends	05/21/2007	06/14/2007	0.18000000
Dividends	02/16/2007	03/12/2007	0.18000000
Dividends	11/17/2006	12/11/2006	0.18000000
Dividends	08/17/2006	09/08/2006	0.15000000
Dividends	05/15/2006	06/09/2006	0.15000000
Dividends	02/17/2006	03/13/2006	0.15000000
Dividends	11/22/2005	12/16/2005	0.14000000
Dividends	08/17/2005	09/08/2005	0.14000000
Dividends	05/20/2005	06/10/2005	0.14000000
Dividends	02/18/2005	03/14/2005	0.14000000
Dividends	11/23/2004	12/17/2004	0.14000000
Dividends	08/17/2004	09/10/2004	0.10000000
Dividends	05/20/2004	06/16/2004	0.10000000
Dividends	01/20/2004	02/06/2004	0.10000000
Dividends	11/04/2003	12/05/2003	0.06666667
Dividends	08/20/2003	09/12/2003	0.06666667
Dividends	05/12/2003	06/06/2003	0.03333333
Dividends	02/07/2003	03/07/2003	0.03333333
Dividends	11/13/2002	12/06/2002	0.03333333
Dividends	08/05/2002	08/30/2002	0.03333333

ABOUT Provident Financial Holdings

Provident Financial Holdings Inc.

Average Investor10 user rating

4.0 (0 people)

States of America

30 years

Founded: 1996

1996

Time since IPO - 30 years

161

Employees

Provident Financial Holdings Inc. (States of America) is listed on the Nasdaq and has a market capitalization of $103.50 million, with shareholders equity totaling $126.57 million.

The company employs approximately 161 people and operates in the Financial sector, within the Bancos industry.

Over the past 12 months, Provident Financial Holdings Inc. reported $39.22 million in revenue, generating net income of $6.10 million.

Key financial metrics include a P/E ratio of 16.97, a price-to-book (P/B) ratio of 0.82, and a trailing twelve-month dividend yield of 3.25%.

The company trades under the ticker PROV.

Market cap

$103.50 million

Net worth

$126.57 million

$126,570,000.00

Assets

$1.22 billion

$1,217,620,000.00

Total Shares Outstanding

6.00 million

6,000,000

Average Daily Trading Volume

$6.58 Thousand

$6,582.00

Sector

Financial

Industry

Bancos

PROV

PROV revenue and profits

Financial Results PROV

DRAG THE FRAME TO SEE MORE DATA

PROV cash flow

DRAG THE FRAME TO SEE MORE DATA

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