SPFI

South Plains Financial Inc.

Price

$44.24

return (12m)

p/e

12.03

p/bv

1.45

DIVIDEND YIELD

1.45%

SPFI price

South Plains Financial

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment SPFI

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals SPFI

Valuation

P/E

12.03

Sector -104.25

Industry 13.86

P/BV

1.45

Sector -6.53

Industry 1.05

P/Revenue (PSR)

3.47

Sector 1.24

Industry 3.31

EV/EBITDA

Sector -1,149,559,867.04

Industry -

EV/EBIT

Sector -727.33

Industry -2,063.44

P/EBITDA

Sector -57.63

Industry 1.53

P/EBIT

Sector -66.84

Industry 2.37

P/Total Assets

0.16

Sector 0.13

Industry 0.13

P/Net Current Assets

-0.18

Sector -661,798.30

Industry -0.18

P/Working Capital

Sector -

Industry -

EPS

3.80

Sector -9,626.57

Industry 1.67

BVPS

31.56

Sector -3,921.12

Industry 22.91

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 5.06%

EBITDA Margin

0.00%

Sector -271.52%

Industry 0.53%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 0.94%

Operating Margin

0.00%

Sector -5.59%

Industry 1.23%

Net Profit Margins

28.83%

Sector -0.39%

Industry 24.18%

Asset Turnover

0.01

Sector 0.00

Industry 0.01

Profitability

ROE

12.03%

Sector -2,931.74%

Industry 7.33%

ROA

1.31%

Sector -1,447.39%

Industry 0.85%

ROIC

0.00%

Sector -11.33%

Industry -

Dividends

Dividend yield

1.45%

Sector 0.38%

Industry 1.31%

Payout

17.44%

Sector 7.02%

Industry 17.83%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -1,683.89

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.11

Sector 0.00

Industry 0.12

Liabilities/Assets

0.89

Sector 0.33

Industry 0.81

Growth

5Y Revenue CAGR

-0.34%

Sector -

Industry -

5Y Earnings CAGR

0.71%

Sector -

Industry -

FAIR VALUE OF South Plains Financial ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$44.24

Fair Value

$51.95

Upside Return potential.

17.42%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals SPFI

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
SPFI South Plains Financial Inc.	$44.24	46.40%	1.45%	12.03	1.45	12.03%	28.83%
BWFG Bankwell Financial Group Inc.	$52.64	89.38%	1.33%	12.11	1.54	12.69%	34.43%
LMST Limestone Bancorp Inc.	$0.00	-	0.00%	9.43	1.29	13.69%	33.39%
UNTY Unity Bancorp Inc.	$55.00	41.33%	1.07%	9.89	1.56	15.77%	43.34%
ISTR Investar Holding Corporation	$28.52	86.87%	1.48%	14.56	1.01	6.90%	27.13%
CATC Cambridge Bancorp	$0.00	-	2.73%	8.03	1.10	13.69%	42.70%
MVBF MVB Financial Corp.	$26.32	70.51%	2.30%	13.45	1.15	8.52%	22.48%
CATY Cathay General Bancorp	$53.86	48.56%	2.30%	12.62	1.41	11.13%	39.36%
CBAN Colony Bankcorp Inc.	$21.01	54.14%	2.24%	14.76	1.16	7.84%	21.00%
MYFW First Western Financial Inc.	$26.72	49.02%	0.00%	21.98	1.22	5.56%	14.88%
IBN ICICI Bank Ltd.	$28.31	-8.95%	0.84%	17.46	2.59	14.85%	24.33%
CBFV CB Financial Services Inc.	$36.23	39.25%	2.94%	26.79	1.16	4.32%	15.54%
LOB Live Oak Bancshares Inc.	$36.61	56.49%	0.28%	15.53	1.53	9.85%	22.62%
CBNK Capital Bancorp Inc.	$31.91	23.84%	1.34%	10.40	1.41	13.52%	22.58%
ING ING Group N.V.	$29.38	76.41%	4.16%	12.54	1.56	12.43%	27.73%
ORRF Orrstown Financial Services Inc.	$38.45	51.87%	2.76%	9.28	1.30	14.03%	33.49%
CBSH Commerce Bancshares Inc	$50.68	-4.62%	1.82%	14.74	1.96	13.32%	30.71%
OSBC Old Second Bancorp Inc.	$21.61	51.75%	1.14%	14.28	1.38	9.64%	24.34%
CBTX CBTX Inc.	$0.00	-	1.55%	23.31	1.60	6.88%	22.74%
FULT Fulton Financial Corporation	$21.72	50.14%	3.03%	11.32	1.27	11.22%	29.65%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

SPFI Historical Dividends

current DY: 1.45%

5-year average DY: 1.62%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	02/02/2026	02/17/2026	0.17000000
Dividends	10/27/2025	11/10/2025	0.16000000
Dividends	07/28/2025	08/11/2025	0.16000000
Dividends	04/28/2025	05/12/2025	0.15000000
Dividends	02/03/2025	02/18/2025	0.15000000
Dividends	10/28/2024	11/12/2024	0.15000000
Dividends	07/29/2024	08/12/2024	0.14000000
Dividends	04/29/2024	05/13/2024	0.14000000
Dividends	01/29/2024	02/12/2024	0.13000000
Dividends	10/30/2023	11/13/2023	0.13000000
Dividends	07/31/2023	08/14/2023	0.13000000
Dividends	05/01/2023	05/15/2023	0.13000000
Dividends	01/30/2023	02/13/2023	0.13000000
Dividends	10/31/2022	11/15/2022	0.12000000
Dividends	08/01/2022	08/15/2022	0.12000000
Dividends	05/02/2022	05/16/2022	0.11000000
Dividends	01/31/2022	02/14/2022	0.11000000
Dividends	11/01/2021	11/16/2021	0.09000000
Dividends	08/02/2021	08/16/2021	0.09000000
Dividends	05/03/2021	05/17/2021	0.07000000
Dividends	02/01/2021	02/16/2021	0.05000000
Dividends	11/02/2020	11/16/2020	0.05000000
Dividends	07/27/2020	08/10/2020	0.03000000
Dividends	04/27/2020	05/11/2020	0.03000000
Dividends	01/27/2020	02/10/2020	0.03000000
Dividends	10/28/2019	11/12/2019	0.03000000
Dividends	07/24/2019	08/07/2019	0.03000000

ABOUT South Plains Financial

South Plains Financial Inc.

Average Investor10 user rating

4.0 (0 people)

States of America

34 years

Founded: 1992

2019

Time since IPO - 7 years

682

Employees

South Plains Financial Inc. (States of America) is listed on the Nasdaq and has a market capitalization of $730.56 million, with shareholders equity totaling $504.94 million.

The company employs approximately 682 people and operates in the Financial sector, within the Bancos industry.

Over the past 12 months, South Plains Financial Inc. reported $210.63 million in revenue, generating net income of $60.72 million.

Key financial metrics include a P/E ratio of 12.03, a price-to-book (P/B) ratio of 1.45, and a trailing twelve-month dividend yield of 1.45%.

The company trades under the ticker SPFI.

Market cap

$730.56 million

Net worth

$504.94 million

$504,940,000.00

Assets

$4.65 billion

$4,646,370,000.00

Total Shares Outstanding

16.00 million

16,000,000

Average Daily Trading Volume

$144.87 Thousand

$144,870.00

Sector

Financial

Industry

Bancos

SPFI

SPFI revenue and profits

Financial Results SPFI

DRAG THE FRAME TO SEE MORE DATA

SPFI cash flow

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