TRST

TrustCo Bank Corp. NY

Price

$46.67

return (12m)

p/e

15.54

p/bv

1.46

DIVIDEND YIELD

2.79%

TRST price

TrustCo Bank

If you had invested

exposure

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

Return on Investment TRST

1 month

3 months

1 year

2 years

5 years

10 years

return

1 month

0.00%

3 months

0.00%

1 year

0.00%

2 years

0.00%

5 years

0.00%

10 years

0.00%

Fundamentals TRST

Valuation

P/E

15.54

Sector -104.25

Industry 13.86

P/BV

1.46

Sector -6.53

Industry 1.05

P/Revenue (PSR)

5.11

Sector 1.24

Industry 3.31

EV/EBITDA

Sector -1,149,559,867.04

Industry -

EV/EBIT

Sector -727.33

Industry -2,063.44

P/EBITDA

Sector -57.63

Industry 1.53

P/EBIT

Sector -66.84

Industry 2.37

P/Total Assets

0.15

Sector 0.13

Industry 0.13

P/Net Current Assets

-0.17

Sector -661,798.30

Industry -0.18

P/Working Capital

Sector -

Industry -

EPS

3.51

Sector -9,626.57

Industry 1.67

BVPS

37.27

Sector -3,921.12

Industry 22.91

Efficiency

Gross Margin

0.00%

Sector -0.53%

Industry 5.06%

EBITDA Margin

0.00%

Sector -271.52%

Industry 0.53%

EBIT Margin

0.00%

Sector -794,984.82%

Industry 0.94%

Operating Margin

0.00%

Sector -5.59%

Industry 1.23%

Net Profit Margins

32.87%

Sector -0.39%

Industry 24.18%

Asset Turnover

0.01

Sector 0.00

Industry 0.01

Profitability

ROE

9.41%

Sector -2,931.74%

Industry 7.33%

ROA

0.97%

Sector -1,447.39%

Industry 0.85%

ROIC

0.00%

Sector -11.33%

Industry -

Dividends

Dividend yield

2.79%

Sector 0.38%

Industry 1.31%

Payout

43.36%

Sector 7.02%

Industry 17.83%

Debt

Current Ratio

Sector -

Industry -

Net Debt / EBITDA

Sector -574,331,758.40

Industry -

Net Debt / EBIT

Sector -86.00

Industry -1,683.89

Net Debt / Equity

0.00

Sector -1.21

Industry -

Gross Debt / Equity

0.00

Sector -0.22

Industry 0.02

Equity/Assets

0.10

Sector 0.00

Industry 0.12

Liabilities/Assets

0.90

Sector 0.33

Industry 0.81

Growth

5Y Revenue CAGR

1.50%

Sector -

Industry -

5Y Earnings CAGR

0.53%

Sector -

Industry -

FAIR VALUE OF TrustCo Bank ACCORDING TO BENJAMIN GRAHAM

Graham's Fair Value

The Fair Value formula was created by Benjamin Graham to identify stocks with appreciation potential or that are being traded for less than they are worth. Graham was one of the greatest investors in history and Warren Buffett’s mentor.

Current price

$46.67

Fair Value

$54.25

Upside Return potential.

16.25%

See Graham's ranking

Because it considers equity value in its calculation, this formula may not work well for technology companies.

This is not a buy/sell recommendation; the fair value calculation takes into account only the formula created by Benjamin Graham, published in the book The Intelligent Investor.

Fundamentals TRST

DRAG THE FRAME TO SEE MORE DATA

Assets	Price (US$)	Return 12m	DY	P/E	P/BV	ROE	Net Profit Margins
TRST TrustCo Bank Corp. NY	$46.67	75.96%	2.79%	15.54	1.46	9.41%	32.87%
HFBL Home Federal Bancorp Inc. of Louisiana	$18.97	48.00%	2.35%	11.64	1.19	10.22%	25.28%
HIFS Hingham Institution for Savings	$304.15	39.81%	1.09%	11.73	1.22	10.42%	50.64%
LSBK Lake Shore Bancorp Inc.	$15.60	56.13%	2.10%	14.77	0.84	5.71%	28.02%
ESBK Elmira Savings Bank	$0.00	-	0.00%	17.81	0.00	0.00%	0.00%
HMNF HMN Financial Inc.	$0.00	-	1.29%	21.37	1.01	4.75%	12.50%
BCOW 1895 Bancorp of Wisconsin Inc.	$11.00	12.82%	0.00%	45.85	1.23	2.69%	10.61%
GCBC Greene County Bancorp Inc.	$23.48	10.59%	1.22%	14.33	2.09	14.58%	44.29%
CFBK CF Bankshares Inc.	$29.16	48.24%	1.04%	10.85	1.04	9.60%	29.81%
CFFN Capitol Federal Financial Inc.	$7.62	60.97%	4.46%	14.13	1.07	7.57%	35.78%
GFED Guaranty Federal Bancshares Inc.	$0.00	-	1.91%	12.99	1.42	10.91%	22.01%
RBKB Rhinebeck Bancorp Inc.	$15.64	56.56%	0.00%	18.81	1.35	7.20%	18.76%
UWMC UWM Holdings Corporation	$3.72	-7.37%	19.44%	9.05	0.38	4.15%	3.29%
MBIN Merchants Bancorp	$47.52	53.19%	0.84%	10.05	0.98	9.80%	32.32%
MBINN Merchants Bancorp	$20.50	18.69%	7.39%	4.09	0.40	9.80%	16.67%
TFSL TFS Financial Corporation	$14.73	36.15%	6.43%	52.59	2.54	4.84%	27.65%
HVBC HV Bancorp Inc.	$0.00	-	0.00%	33.19	1.71	5.16%	8.44%

Stock vs Indice Comparison Tool

If you had invested

years ago

ago, you would now have *

ago, you would now have:

*This calculation reflects price variation only.

TRST Historical Dividends

current DY: 2.79%

5-year average DY: 4.57%

DRAG THE FRAME TO SEE MORE DATA

type	Ex - Dividend Date	payment date	value
Dividends	03/06/2026	04/01/2026	0.38000000
Dividends	12/05/2025	01/02/2026	0.38000000
Dividends	09/05/2025	10/01/2025	0.38000000
Dividends	06/06/2025	07/01/2025	0.36000000
Dividends	03/07/2025	04/01/2025	0.36000000
Dividends	12/06/2024	01/02/2025	0.36000000
Dividends	09/06/2024	10/01/2024	0.36000000
Dividends	06/07/2024	07/01/2024	0.36000000
Dividends	03/01/2024	04/01/2024	0.36000000
Dividends	12/01/2023	01/02/2024	0.36000000
Dividends	09/01/2023	10/02/2023	0.36000000
Dividends	06/02/2023	07/03/2023	0.36000000
Dividends	03/03/2023	04/03/2023	0.36000000
Dividends	12/02/2022	01/03/2023	0.36000000
Dividends	09/02/2022	10/03/2022	0.35000000
Dividends	06/03/2022	07/01/2022	0.35000000
Dividends	03/04/2022	04/01/2022	0.35000000
Dividends	12/03/2021	01/03/2022	0.35000000
Dividends	09/03/2021	10/01/2021	0.34060000
Dividends	06/04/2021	07/01/2021	0.34060000
Dividends	03/05/2021	04/01/2021	0.34050000
Dividends	12/04/2020	01/04/2021	0.34050000
Dividends	09/04/2020	10/01/2020	0.34050000
Dividends	06/05/2020	07/01/2020	0.34050000
Dividends	03/06/2020	04/01/2020	0.34050000
Dividends	12/06/2019	01/02/2020	0.34050000
Dividends	09/06/2019	10/01/2019	0.34050000
Dividends	06/07/2019	07/01/2019	0.34050000
Dividends	03/01/2019	04/01/2019	0.34050000
Dividends	12/07/2018	01/02/2019	0.34050000
Dividends	09/07/2018	10/01/2018	0.34050000
Dividends	06/01/2018	07/02/2018	0.32800000
Dividends	03/02/2018	04/02/2018	0.32800000
Dividends	12/01/2017	01/02/2018	0.32800000
Dividends	09/01/2017	10/02/2017	0.32800000
Dividends	06/02/2017	07/03/2017	0.32800000
Dividends	03/03/2017	04/03/2017	0.32800000
Dividends	12/02/2016	01/03/2017	0.32800000
Dividends	09/02/2016	10/03/2016	0.32800000
Dividends	06/03/2016	07/01/2016	0.32800000
Dividends	03/04/2016	04/01/2016	0.32800000
Dividends	12/04/2015	01/04/2016	0.32800000
Dividends	09/04/2015	10/01/2015	0.32800000
Dividends	06/05/2015	07/01/2015	0.32800000
Dividends	03/06/2015	04/01/2015	0.32800000
Dividends	12/05/2014	01/02/2015	0.32800000
Dividends	09/05/2014	10/01/2014	0.32800000
Dividends	06/06/2014	07/01/2014	0.32800000
Dividends	03/07/2014	04/01/2014	0.32800000
Dividends	12/06/2013	01/02/2014	0.32800000
Dividends	09/06/2013	10/01/2013	0.32800000
Dividends	06/07/2013	07/01/2013	0.32800000
Dividends	03/01/2013	04/01/2013	0.32800000
Dividends	12/07/2012	01/02/2013	0.32800000
Dividends	09/07/2012	10/01/2012	0.32800000
Dividends	06/01/2012	07/02/2012	0.32800000
Dividends	03/02/2012	04/02/2012	0.32800000
Dividends	12/02/2011	01/03/2012	0.32800000
Dividends	09/02/2011	10/03/2011	0.32800000
Dividends	06/03/2011	07/01/2011	0.32800000
Dividends	03/04/2011	04/01/2011	0.32800000
Dividends	12/03/2010	01/03/2011	0.32800000
Dividends	09/03/2010	10/01/2010	0.32800000
Dividends	06/04/2010	07/01/2010	0.31250000
Dividends	03/05/2010	04/01/2010	0.31250000
Dividends	12/04/2009	01/04/2010	0.31250000
Dividends	09/04/2009	10/01/2009	0.31250000
Dividends	06/05/2009	07/01/2009	0.31250000
Dividends	03/06/2009	04/01/2009	0.55000000
Dividends	12/05/2008	01/02/2009	0.55000000
Dividends	09/05/2008	10/01/2008	0.55000000
Dividends	06/06/2008	07/01/2008	0.55000000
Dividends	03/07/2008	04/01/2008	0.55000000
Dividends	12/07/2007	01/02/2008	0.80000000
Dividends	09/07/2007	10/01/2007	0.80000000
Dividends	06/08/2007	07/02/2007	0.80000000
Dividends	03/02/2007	04/02/2007	0.80000000
Dividends	12/08/2006	01/02/2007	0.80000000
Dividends	09/08/2006	10/02/2006	0.80000000
Dividends	06/02/2006	07/03/2006	0.80000000
Dividends	03/03/2006	04/03/2006	0.80000000
Dividends	12/09/2005	01/03/2006	0.80000000
Dividends	09/09/2005	10/03/2005	0.75000000
Dividends	06/03/2005	07/01/2005	0.75000000
Dividends	03/04/2005	04/01/2005	0.75000000
Dividends	12/03/2004	01/04/2005	0.75000000
Dividends	09/03/2004	10/01/2004	0.75000000
Dividends	06/04/2004	07/01/2004	0.75000000
Dividends	03/05/2004	04/01/2004	0.75000000
Dividends	12/05/2003	01/02/2004	0.75000000
Dividends	09/05/2003	10/01/2003	0.75000000
Dividends	06/04/2003	07/01/2003	0.75000000
Dividends	03/05/2003	04/01/2003	0.75000000
Dividends	12/04/2002	01/02/2003	0.75000000
Dividends	09/04/2002	10/01/2002	0.75000000
Dividends	06/05/2002	07/01/2002	0.75000000
Dividends	03/06/2002	04/01/2002	0.75000000
Dividends	12/05/2001	01/02/2002	0.75000000
Dividends	09/05/2001	10/01/2001	0.65217391
Dividends	06/06/2001	07/02/2001	0.65217391
Dividends	03/07/2001	04/02/2001	0.65217391
Dividends	12/06/2000	01/02/2001	0.65217391
Dividends	09/06/2000	10/02/2000	0.56710775
Dividends	06/07/2000	07/03/2000	0.56710775
Dividends	03/08/2000	04/03/2000	0.56710775
Dividends	12/08/1999	01/03/2000	0.56710775
Dividends	09/01/1999	10/01/1999	0.52003781
Dividends	06/09/1999	07/01/1999	0.52003781
Dividends	03/10/1999	04/01/1999	0.52003781
Dividends	12/09/1998	01/04/1999	0.45368620
Dividends	09/09/1998	10/01/1998	0.39450974
Dividends	06/10/1998	07/01/1998	0.39450974
Dividends	03/11/1998	04/01/1998	0.39450974
Dividends	12/03/1997	01/02/1998	0.39450974
Dividends	09/03/1997	10/01/1997	0.39293742
Dividends	06/04/1997	07/01/1997	0.39293742
Dividends	03/05/1997	04/01/1997	0.39293742
Dividends	12/04/1996	01/02/1997	0.39293742
Dividends	09/04/1996	10/01/1996	0.34205759
Dividends	06/05/1996	07/01/1996	0.34205759
Dividends	03/06/1996	04/01/1996	0.28587662
Dividends	12/06/1995	01/02/1996	0.28587662
Dividends	09/06/1995	10/02/1995	0.28587662
Dividends	06/06/1995	07/03/1995	0.28504799
Dividends	03/06/1995	04/03/1995	0.28504799
Dividends	12/05/1994	01/03/1995	0.28504799
Dividends	09/02/1994	10/01/1994	0.25894622
Dividends	05/27/1994	07/01/1994	0.51789243
Dividends	02/28/1994	04/01/1994	0.23553748
Dividends	11/29/1993	01/03/1994	0.23553748
Dividends	08/30/1993	10/01/1993	0.21202516
Dividends	05/28/1993	07/01/1993	0.18851284
Dividends	03/01/1993	04/01/1993	0.18851284
Dividends	11/30/1992	01/04/1993	0.18851284
Dividends	08/31/1992	10/01/1992	0.14107390
Dividends	06/01/1992	07/01/1992	0.14107390
Dividends	03/02/1992	04/01/1992	0.14107390
Dividends	08/30/1991	10/01/1991	0.14107390
Dividends	06/24/1991	07/01/1991	0.12701312
Dividends	03/04/1991	04/01/1991	0.12701312
Dividends	12/03/1990	01/02/1991	0.12701312
Dividends	08/31/1990	10/01/1990	0.12701312
Dividends	06/04/1990	07/02/1990	0.10592195
Dividends	03/05/1990	04/02/1990	0.10592195

ABOUT TrustCo Bank

TrustCo Bank Corp. NY

Average Investor10 user rating

4.0 (0 people)

States of America

45 years

Founded: 1981

1983

Time since IPO - 43 years

778

Employees

TrustCo Bank Corp. NY (States of America) is listed on the Nasdaq and has a market capitalization of $981.51 million, with shareholders equity totaling $670.92 million.

The company employs approximately 778 people and operates in the Financial sector, within the Serviços de Poupança e Hipoteca industry.

Over the past 12 months, TrustCo Bank Corp. NY reported $192.12 million in revenue, generating net income of $63.15 million.

Key financial metrics include a P/E ratio of 15.54, a price-to-book (P/B) ratio of 1.46, and a trailing twelve-month dividend yield of 2.79%.

The company trades under the ticker TRST.

Market cap

$981.51 million

Net worth

$670.92 million

$670,920,000.00

Assets

$6.51 billion

$6,507,880,000.00

Total Shares Outstanding

18.00 million

18,000,000

Average Daily Trading Volume

$118.48 Thousand

$118,480.00

Sector

Financial

Industry

Serviços de Poupança e Hipoteca

TRST

TRST revenue and profits

Financial Results TRST

DRAG THE FRAME TO SEE MORE DATA

TRST cash flow

DRAG THE FRAME TO SEE MORE DATA

Discover more assets

BRK-A - Berkshire Hathaway

$716,783.00 --0,75% (12M)

P/E

10.24

0.00%

ROE

9.94%

P/BV

1.02

BRK-B - Berkshire Hathaway

$477.54 --0,86% (12M)

P/E

14.69

0.00%

ROE

9.94%

P/BV

1.46

JPM - JPMorgan

$311.12 6,33% (12M)

P/E

14.19

1.72%

ROE

17.37%

P/BV

2.47

SNEX - StoneX Group

$102.23 62,13% (12M)

P/E

26.17

0.00%

ROE

17.13%

P/BV

4.48

LYG - Lloyds Banking Group

$5.60 38,66% (12M)

P/E

1.68

3.34%

ROE

15.64%

P/BV

0.26

BAC - Bank of America

$53.35 12,44% (12M)

P/E

13.10

1.82%

ROE

11.18%

P/BV

1.46

AEG - Aegon

$8.04 19,09% (12M)

P/E

3.70

5.10%

ROE

33.99%

P/BV

1.26

C - Citigroup

$129.58 40,27% (12M)

P/E

12.45

1.84%

ROE

8.32%

P/BV

1.04